The eight habits of most successful point hackers

Rewards points are commonly one of the biggest reasons people choose a credit card, and the keenest rewards card users can earn hundreds of thousands of points in a single year. The eight habits of most successful point hackers are:

• Spend with credit cards to boost point earnings
• Be a member of at least two rewards programs
• Use flybuys and airline partner programs
• Have a credit card strategy to reduce interest and maximise points
• Research new credit card offers
• Pay for an annual fee
• Earn at least 0.75 points per dollar spent
• Aim for at least 1c per point when converting points