Rewards points are commonly one of the biggest reasons people choose a credit card, and the keenest rewards card users can earn hundreds of thousands of points in a single year. The eight habits of most successful point hackers are:

  • Spend with credit cards to boost point earnings
  • Be a member of at least two rewards programs
  • Use flybuys and airline partner programs
  • Have a credit card strategy to reduce interest and maximise points
  • Research new credit card offers
  • Pay for an annual fee
  • Earn at least 0.75 points per dollar spent
  • Aim for at least 1c per point when converting points

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