Get the most out of your rewards points

With a little planning, you can amplify your usual spending to earn points and rewards, enabling you to live a more rewarding life. But these rewards vary greatly between financial institutions, so take the time to do the research and make sure you’re getting the best rewards on the market.

• 1. Be engaged
• 2. Use your card
• 3. Keep up to date on offers
• 4. Know your spending patterns
• 5. Extra perks
• 6. Decide what value means to you
• 7. Consider your savings goals
• 8. Look for simple language
• 9. Pay cards off in full