With a little planning, you can amplify your usual spending to earn points and rewards, enabling you to live a more rewarding life. But these rewards vary greatly between financial institutions, so take the time to do the research and make sure you’re getting the best rewards on the market.

  • 1. Be engaged
  • 2. Use your card
  • 3. Keep up to date on offers
  • 4. Know your spending patterns
  • 5. Extra perks
  • 6. Decide what value means to you
  • 7. Consider your savings goals
  • 8. Look for simple language
  • 9. Pay cards off in full

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