Creating a budget and meet your goals

Creating a budget helps you to identify common pitfalls like overspending and stay on track to meet your financial goals.

• Calculate your take-home pay.
• List your expenses.
• Categorise your expenses.
• Find a budget planner.
• Choose a budgeting method.
• Review your budget.
• Create your savings plan.
• Lock away your savings.
• Automate your savings.
• Be disciplined.
• Leverage micro-investments.